Pandemic Emergency No-Interest Loan and Grant Programs (San Francisco Bay Area)

Pandemic Emergency No-Interest Loan-(PENL) Program

We know that the current coronavirus crisis will not only affect the health of our community but will leave many struggling financially. Through the JFCS PENL program, our Financial Aid Center is here to help small businesses as well as individuals and families in the San Francisco Bay Area get back on their feet.

For Small Businesses

JFCS is providing interest-free emergency loans to help small businesses in the San Francisco Bay Area bridge the costs during Shelter in Place and from reopening our economy. To meet your immediate business obligations, a PENL can provide you with the financial means to meet your fixed operational costs.

We will quickly process any PENL application that meets the following criteria:

  • A Jewish affiliated licensed business
  • Located within the Greater San Francisco Bay Area
  • Business can show it has been impacted by the coronavirus crisis
  • Will provide documentation on business’ immediate need
  • In need of an interest-free loan up to $20,000 to maintain business operations
  • Must have a qualified guarantor to be awarded a PENL

For Individuals and Families in the San Francisco Bay Area

For those who are experiencing a temporary loss of income due to COVID19. A JFCS PENL can provide the funds you need to meet your larger obligations immediately and give you time* to recover from the financial impact of Shelter in Place.

*Every PENL comes with a four-month grace period before one must begin repaying the no-interest loan

If you have questions and wish to learn more about JFCS PENL, please call  415-449-1226.


Pandemic Emergency Assistance Program

For individuals, families, and some small businesses that have been financially impacted by the COVID19 crisis, JFCS also offers emergency grants. Emergency grants are dedicated to helping with the cost of food, bills, and other essential expenses. We help you find financial assistance through JFCS, partner organizations, and government programs.

For Individuals, Families and some Small Businesses in the San Francisco Bay Area

JFCS is here to help you through the challenges we are all facing during this Pandemic. Our case management staff will provide you the support you /or your family/ and even your business needs to cope with your current financial concerns. In addition to emergency grants, JFCS will assist you/your family to stay self-sufficient, and if needed, offer other JFCS support services or resources that you may need during these trying times.

To find out more about JFCS’ Emergency Grants, call us at 415-449-1212.

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