Educational Loans & Grants

Fulfilling our educational and vocational goals is one of life’s most empowering and impactful objectives. At JFCS, we annually help hundreds of Jewish students achieve these goals by providing them with loans and grants (scholarships).

Our loans and grants generally are used to offset the expenses of college, graduate or vocational school, professional programs, and other accredited programs.

Eligible students may apply for financial aid up to $6,000 annually to defray their educational and vocational training costs.

  • Our average need-based grant (scholarship) awards are $500 – $1,500.
  • Our average deferred, below prime interest loan awards are $1,000 – $6,000.

Incoming and returning college students are encouraged to attend one of our free FAFSA College for Less workshops taking place this October and November. Find a date in your region and sign up now >


To qualify for Grants (Scholarships), students must fulfill all three requirements below:

  • You are Jewish, and have been a legal and permanent resident of Sonoma, Marin, San Francisco, San Mateo, or northern Santa Clara counties for at least two years prior to submitting your application. (Although not required, candidates who demonstrate a meaningful connection and/or commitment to the Jewish community is desired.)
  • Submitted a Free Application for Federal Student Aid (FAFSA)*, and can demonstrate financial need based on you and/or your family’s 2015 federal tax return(s), and Income and Expense Form(s).
  • Currently in good academic standing, according to the guidelines of your school, with a minimum overall 3.0 GPA.

To qualify for Loans, students must fulfill all three requirements above AND:

  • Submitted a Guarantor application with a guarantor qualified to co-sign for your loan request.

When Can I apply?

  • Anytime after you have been accepted, or are currently enrolled in a community or state college, university, vocational training, or other accredited institution of higher learning.
  • Received your financial aid award from your educational institution.

All 2016-2017 applications must be postmarked by October 31, 2016.

Get started today!
Download & print the JFCS Financial Aid Application 2016-2017 >

To receive future notifications about other upcoming JFCS college financial planning workshops contact Michelle Lamphere below.

Get help filling out your FAFSA forms this winter >


Partial funding for the JFCS scholarship program is provided by generous individual support, foundation grants, and named endowment funds. If interested in contributing, please call Barbara Farber at 415-449-3858 or email:

Contact Us

  • Michelle Lamphere