Educational Loans & Grants

Fulfilling our educational and vocational goals is one of life’s most empowering and impactful objectives. At JFCS, we annually help hundreds of Jewish students achieve these goals by providing them with loans and grants (scholarships).

Our loans and grants generally are used to offset the expenses of college, graduate or vocational school, professional programs, and other accredited programs.

Eligible undergraduate & graduate students may apply for financial aid up to $6,000 annually to defray their educational and vocational training costs. All qualified students will be considered for a JFCS loan and grants.*

* We do not offer grant only applications.

  • Our Undergraduate need-based grants range from $500 –$2,500
  • Our limited graduate need-based grants range from  $500 – $1,000.
  • Our undergraduate subsidized loan awards range from $1,000 – $6,000 at a fixed 2.75% interest rate with favorable repayment terms.
  • Our graduate subsidized loan awards range from $1,000 – $6,000 at a fixed 4.30% interest rate with favorable repayment terms.


To qualify for one of our Grants and/or Loans, students must fulfill the requirements  for the 2020 – 2021 school year:

  • Identify as Jewish and show meaningful involvement with the community
  • You and your family are legal and permanent* residents in one of the following five counties we serve: Sonoma, Marin, San Francisco, San Mateo, or Northern Santa Clara.
    *for a minimum of two years prior to submitting your application.
  • Submitted a Free Application for Federal Student Aid (FAFSA) and can demonstrate financial need based on your family’s Effective Family Contribution (EFC)
  • Currently in good academic standing, with a cumulative  3.0 GPA (weighted) minimum
  • Have your parent, or other qualified individual who can guarantee your loan request, complete our guarantor form.

When Can I apply?

  • After you have been accepted, or have re-enrolled in a state college, university, vocational training, or other accredited institution of higher learning.
  • After you have received your financial aid award from your given school.
  • THEN you can submit our online JFCS Loans and Grants application for the 2020 – 2021 school year. The application will be available beginning 8:00 am PST on Monday, May 4, 2020.

PLEASE NOTE; All received Loans and Grants applications will be processed on a “First Eligible, First Considered basis in the order the application was received.

Click Here for JFCS 2020 – 21 Application—submit your application before Monday, July 6 >

Join us for our JFCS College Readiness Series Workshops, offered online in 2020:

  • Free College Readiness Series I Workshops—Cash for College (mid-late October 2020)
    • How to complete The Free Application for Federal Student Aid (FAFSA)—college financial aid application for federal aid
    • Learn about The College Scholarship Service Profile (CSS Profile)—college financial aid application for private schools
    • What families should do after submitting their financial aid applications
    • Encourage ALL high school students (9th – 12th grade) to start saving for college—Tips to find the best scholarships for YOUR teen
  • Free College Readiness Series II Workshops—Finding & Saving Money for College (early January 2021)
    • Explore other income sources that parents can tap into to save for college
    • Provide other income sources that students can take advantage of now to save for college
    • Recommendations on what families should do before all the college acceptances arrive
    • Discuss actions to can take when a teen’s chosen college is a financial challenge
    • The “dos and don’ts” on what to know when completing a college Financial Aid Appeal

To hear about upcoming workshops, or with any questions about educational loans and grants, contact Michelle Lamphere, Director of JFCS’ Financial Aid Center at (415) 449-1226

Partial funding for the JFCS scholarship program is provided by generous individual support, foundation grants, and named endowment funds. If interested in contributing, please call Barbara Farber at 415-449-3858 or email: [email protected].

Contact Us

  • Michelle Lamphere
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