JFCS Business and Professional Loans

JFCS helps budding entrepreneurs with the capital necessary to get their business off the ground, expand a business, or support a start-up venture.

JFCS business and professional loans are extremely competitive for qualified business owners, including:
  • No application fee
  • Accelerated loan process
  • The current rate is 3.25%
  • Generous loan repayment terms (1 – 5 year plans)
We can also help you build a winning business plan, establish cash flow projections with confidence, and provide referrals to additional business services and professionals.

  • Owner is a permanent resident within one of the following counties: Marin, San Francisco, San Mateo, Northern Santa Clara, or Sonoma.
  • Business has one or more Jewish executive officer(s) or active/silent partner(s)
  • Doing business in the greater Bay Area for a minimum of one year

Past business and professional loan grantees include:

INNA L'Chaim Foods Sour Flour Charles Chocolate


  • $5,000 to $15,000
  • Best for young companies
  • Doing business a minimum of one year
  • Excellent for working capital needs

Smart Loan Application (PDF) >



  • $15,000 to $40,000
  • Better for established LLC and corporations
  • Doing business a minimum of 2 years
  • Ideal for business expansion needs

Power Loan Application (PDF) >

Download an application, complete the form, and submit it along with the required supplemental documents as an attachment to [email protected].

If you have questions, please call the JFCS Financial Aid Center Director at (415) 449-1226 or email [email protected].

Contact Us

  • Michelle Lamphere
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